What does it take to total?

[Mgalutia88]

I don't have medical on my bike. That's what my health insurance is for. It costs me $15 a month for full coverage on the bike with a $500 deductible. I figure if I had it lower id just make a claim that would hurt me more in the long run. If I can fix it for under $500 it's worth my time.

[logepoge1]

I pay $45 a month for full coverage with $250 deductible. Health insurance has $2500 deductible.

[logepoge1]

And to make matters worse, while transporting the scooter my transmission shift cable link broke so now I cant shift out of part and my trailblazer is stuck in the middle of the street

[MichRocks]

Those gravel 'marbles' are the worst. They are low on the radar, and often too hard to see before it's too late. Yesterday on my way to work I was traveling 55mph on a back-road, coming up to a turn I normally take at 40mph, but something was wrong. About 50 yards from the turn, it seemed that the pavement was lighter gray than usual, and I hit the brakes hard. I barely had time to slow in the straight to 10mph when I realized there was a new film of pea-gravel and tar across the entire intersection. When I came into the turn, 10mph was too fast; the front end was all over the map. With both feet on the ground, I was barely able to make the turn at 5mph, and my sneakers ended up covered in tar and nasty bits when I finally exited the turn. This type of obstacle appears much much too often with no warning, and was the cause of the only time I have ever low-sided a big bike. Don't feel bad for the fall; it happens. Just add that to your street riding inventory, and when you put on some new side covers, add a decal of an OFF! Maybe a notch! Just heal up and know that you have a family here that is wishing you a speedy recovery, and wanting you back on two with a big 'healed' smile real soon.

[logepoge1]

The shift problem was a $3 part on car but that thing is a pos. I have been having to fix from the start so selling the trailblazer. Getting a mazda 3s most likely

[katschamne]

Sounds like you are hitting a rough patch no matter what vehicle you have. I'm glad that my full coverage insurance on the scooter is $144 a year with a $100 deductible, although it only covers up to $1000 medical. A $1000 didn't even cover my emergency bill. My ambulance ride alone was $515. My insurance covered the rest right now until I get the settlement from the other person.

[logepoge1]

No other person in this and they are trying to say we didn't get medical even though we did. My premium is $500 a year with $188 deductible. Looks like we may have to sue the city for the medical payments

[you you]

Sounds like you are hitting a rough patch no matter what vehicle you have. I'm glad that my full coverage insurance on the scooter is $144 a year with a $100 deductible, although it only covers up to $1000 medical. A $1000 didn't even cover my emergency bill. My ambulance ride alone was $515. My insurance covered the rest right now until I get the settlement from the other person.

Comments like that make me appreciate the NHS...

[Mgalutia88]

Logepoge, your insurance card or insurance policy paperwork should say. If no. I'd be looking for anew insurance company too.

[logepoge1]

Logepoge, your insurance card or insurance policy paperwork should say. If no. I'd be looking for anew insurance company too.

Yeah well see how progressive treats us. We told a lot of friends about that who looked at their policy and cancelled because of that crap. The main park I'm feeling is mouth sore from biting my lip real bad. Can't eat anything I want to cause anything burns

[chucktuna]

Wow.
You are very lucky to be up and walking around with minimal personal damage.

As far as the bike is concerned it is totaled.
No doubt in my mind, that your insurance Co will want to total that bike.

While The PCX has some of the cheapest plastics to replace,
by the time you add up all those bits, plus the retail labor to R&R them, you're well into the $1000's

Plus any of the unknowns of tweaked suspension, frame, steering, electrics. Insurance will want to cash out and be done with it.

[logepoge1]

Anyone know how much it normally costs to buy back a totaled bike then? I figured I can get the money from insurance and then sell the parts that are fine to the right party

[logepoge1]

Didn't total it but decent check. If there is anyone that would want this bike I will sell it for the right price. Either you come pick up or I can meet at a decent location

[katschamne]

So how much did they say that it will coast to fix the scooter? Was the frame bent? Like I said, my parts only cost $250 and $461 in labor. It you are handy you can fix the scooter yourself and pocket the labor fee yourself.

[logepoge1]

They gave me $1300 check for the parts and labor and a $360 check for helmet and windshield. Cheap in parts to fix just wanna get rid of the scooter